320 Church Street is an up/down two-family in Poughkeepsie with an asset that changes the math: a separate, multi-level outbuilding out back. The house offers two 2 bed, 1 bath units, 1,088 sq ft down and 1,063 sq ft up, for 2,151 sq ft total. The upper unit has its own private balcony, a feature renters notice. A brand new front porch gives the property curb appeal from the moment you pull up. Tenants pay all utilities so your expenses can stay lean. In addition to the home itself, there's an outbuilding in the back. Multiple levels of space to work, store, or lease. Rent it to a contractor who needs storage, a hobbyist who needs a shop, or someone who needs a place to park, and stack a third rent check on top of two units. Or keep it for yourself as the workshop or storage space you've always wanted. Buying your first home? Move into one unit, rent the other, lease the garage, and let your tenants help cover your mortgage. Owner-occupant financing on a two-family can mean a lower down payment, and you start building equity and landlord experience from the first month.

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of October 11, 2026 9:18 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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Basic Information

Attribution Contact 914-962-0007
List Price$425,000
OneKey® MLS1058494
Mls Status Active
Tenant Pays Electricity, Gas

Basic Information

Property SubTypeDuplex
Property TypeResidential Income
StatusActive
Virtual TourView Tour

Interior

Flooring Combination, Hardwood, Laminate, Wood
Interior Features First Floor Bedroom, First Floor Full Bath, Formal Dining, High Ceilings, Original Details, Other

Property Information

Acreage0.11
Lot Description
- Back Yard
- City Lot
- Cleared
- Level
- Near Public Transit
- Near School
- Near Shops
Lot Size Square Feet 4,792
Number Of Separate Electric Meters 2
Number Of Separate Gas Meters 1

Tax Information

Tax Assessed Value $286,400
Taxes$9,786

Parking

Parking Features Detached, Driveway, Garage, Off Street, On Street
Parking Spaces5

Location

Address320 Church Street
Building Number320
CountyDutchess
StateNY
StreetChurch Street
TownPoughkeepsie
Zip12601

Exterior

Exterior Features Balcony, Mailbox, Rain Gutters

Utilities

Cooling Wall/Window Unit(s)
Heating FuelNatural Gas, Radiant, Other
Trash Expense $881
Utilities Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected
Waste Water DisposalPublic Sewer
Water Sewer Expense $1,759

School Information

Elementary SchoolG W Krieger School
High SchoolPoughkeepsie High School
High School DistrictPoughkeepsie City
Junior HighPoughkeepsie Middle School

Rooms

Bathroom2
Bedrooms4
Full Bath2

Building

Basement YN Yes
Building ConstructionFrame
GarageYes
Garage Spaces1
Property StyleVictorian
Units2
Year Built1921

Amenities

BasementBilco Door(s)
Other AmenitiesBasement

Water Body

Water AccessPublic

Legal

Parcel Number 131300-6161-23-332888-0000

Other

Date Listed10/04/2026
Other Structures Garage(s), Shed(s), Workshop

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Amo Realty - NYC